35 cards compared · Updated June 2026

Most Indians earn half
the rewards they could.

Upload your credit card statement and we'll show you exactly which card earns you the most — in rupees per month, not vague reward points.

Free · Takes 30 seconds · Statement never stored

🔒Statement deleted after analysis
Results in under 10 seconds
📊No commissions — ranked by math

How it works

Three steps. No manual entry. No guesswork.

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01
Step 01

Upload your statement

Download last month's PDF or CSV from your bank app. Takes 30 seconds to find — we support HDFC, ICICI, Axis, Amex, Yes Bank and more.

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02
Step 02

We decode your spend

Our engine reads every transaction and categorises it — food delivery, travel, EMIs, subscriptions. No manual entry, no spreadsheets.

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03
Step 03

See your best card in ₹

We rank 35 credit cards by exactly how much you'd earn each month — in rupees, not confusing reward points.

Your results look like this

Every card ranked by actual rupees earned — based on your spend, not a national average.

Sample · ₹42,000/mo spendDemo only
1HDFC Infinia+₹9,958/mo
2ICICI Emerald Private+₹7,200/mo
3Axis Magnus Burgundy+₹2,623/mo
Based on your actual spend mixDifference: ₹7,335/mo

Questions we always get

Is my bank statement safe?

Your statement is analysed on our server and deleted the moment results are ready. We store only the spend category totals — never your transaction details, account number, or any personal data.

Do you earn commissions on card recommendations?

No. Our rankings are purely mathematical — we calculate which card earns you the most rupees based on your actual spend. The order is never influenced by commissions or partnerships.

Which banks do you support?

HDFC, ICICI, Axis, Yes Bank, Amex, SBI Card, Kotak, and HSBC. PDF, CSV, and Excel formats all work.

What if I have multiple credit cards?

Upload your primary card's statement to see which card you should use for each spend category. If you're comparing two cards you already own, use the Compare page.

How much are you leaving on the table?

Upload one statement. 30 seconds. We'll tell you exactly which card earns you more — and by how much.

Statement deleted immediately after analysis · No spam · No commissions